Privacy Policy
Privacy Policy of Lin FinServe
This Privacy Policy explains how Lin FinServe (“Company”, “we”, “our”, “us”) collects, uses, shares, and safeguards your information when you visit our website linfinserve.com or use our services. By accessing our website or engaging our services, you agree to this Policy.
1. What Information We Collect
- Contact data: name, email address, phone number, company name, city/state.
- Application data: loan/finance requirements, business details, KYC information you provide.
- Transactional data: records related to consultations, proposals, invoices and payments.
- Technical data: IP address, device/browser information, pages visited, referral, and cookies.
- Communications: emails, forms, calls or chat messages you send to us.
2. How We Use Your Information
- To respond to enquiries and provide loan/finance consulting and related services.
- To verify identity/KYC where required by partners or applicable law.
- To prepare proposals, assess eligibility and connect you with lenders/partners when requested.
- To operate, maintain, and improve our website and services.
- To send service updates, notices, and marketing (you can opt out of marketing at any time).
- To comply with legal obligations and enforce our terms and policies.
3. Legal Bases (India)
We process personal data based on your consent, for performance of a contract, and for legitimate interests such as improving services and preventing fraud. Where law requires, additional consent may be taken for KYC or sensitive information.
4. Cookies & Analytics
We use cookies and similar technologies to remember preferences and understand website usage. You can control cookies via your browser settings. We may use basic analytics (e.g., page views, traffic sources) to improve content and user experience.
- Strictly necessary – site functionality and security.
- Performance – aggregated usage analytics.
- Functional – remember choices such as region or form details.
- Marketing – only if enabled to measure campaigns or enquiries.
5. Sharing of Information
We do not sell your personal information. We may share it with:
- Service providers who assist with hosting, analytics, communications, KYC, or payment processing.
- Partners/lenders to evaluate eligibility or provide the services you request.
- Professional advisors (lawyers, auditors) under confidentiality.
- Authorities when required by law, regulation, or to protect rights and safety.
6. International Transfers
Our service providers or partners may be located outside your country. Where data is transferred internationally, we take reasonable steps to ensure appropriate safeguards consistent with applicable law.
7. Data Retention
We retain personal data only for as long as necessary to fulfil the purposes described above, comply with legal, accounting, or reporting requirements, and resolve disputes. When no longer needed, information is securely deleted or de-identified.
8. Security
We use reasonable technical and organizational measures to protect your information. However, no method of transmission over the internet or electronic storage is 100% secure; we cannot guarantee absolute security.
9. Your Choices & Rights
- Access/Update: request a copy or correction of your personal data.
- Withdraw consent: where processing is based on consent (e.g., marketing emails).
- Deletion: request deletion subject to legal/contractual obligations.
- Objection/Restriction: in certain cases, object to or request restriction of processing.
To exercise these rights, use the contact details below.
10. Children’s Privacy
Our website and services are intended for adults and business users. We do not knowingly collect data from children under 18. If you believe a child has provided us personal data, please contact us for deletion.
11. Third-Party Links
Our website may contain links to third-party sites and services. Their privacy practices are governed by their own policies; please review those policies when visiting such sites.
12. Changes to This Policy
We may update this Privacy Policy from time to time. Changes will be posted on this page with an updated “Last updated” date. Continued use of the website after changes constitutes acceptance.
13. Contact & Grievance
Email: linfinserv@gmail.com
Address: 16, Rajiv Gandhi Salai, Karapakkam, Chennai, Tamil Nadu 600097
