Your Financial Dreams; Ends Here
Seamless processes, transparent tracking, and trusted advisory — all in one place.
Already a client? Reach our 24/7 Support
Seamless processes, transparent tracking, and trusted advisory — all in one place.
Already a client? Reach our 24/7 Support
Empowering businesses with subsidised and guaranteed funding options from the Government’s flagship schemes — to scale, innovate, and diversify with confidence.Government-backed financing is a unique opportunity: it comes with lower interest rates, easier collateral norms, and stronger credibility. For startups and MSMEs especially, it removes several traditional barriers to capital. At LinFinserve, we help you navigate eligibility, documentation, and application to maximize your advantage
We help you pick the best scheme based on business type, scale, and growth plan.
From forms to govt portals, we handle the process to reduce delays.
Designing repayment schedules that align with your cash flows.
We assist with disbursement tracking, reporting, and compliance.
We help startups and MSMEs unlock the right government schemes for faster, compliant growth. Here are five high-impact options we frequently enable for our clients.
| Scheme | Purpose / Use Cases | Key Highlights |
|---|---|---|
| Pradhan Mantri Mudra Yojana (PMMY) | Micro & small enterprises in trading, services, and manufacturing. | Collateral-free loans up to ₹10 lakh across Shishu, Kishore, and Tarun categories. |
| MSME “Loan in 59 Minutes” | Rapid access to working capital and term loans for MSMEs. | End-to-end digital journey; in-principle approval typically in under an hour. |
| Credit Guarantee Scheme (CGTMSE) | Businesses lacking collateral who need formal credit. | Partial credit guarantee to lenders, enabling collateral-light lending. |
| Prime Minister’s Employment Generation Programme (PMEGP) | Self-employment and small-scale manufacturing/service units. | Margin-money subsidy and financing support, with rural focus eligibility. |
| Pradhan Mantri Vishwakarma | Skilled artisans, craftsmen, and micro enterprises. | Affordable loans up to ₹3 lakh in two tranches, plus skill & interest benefits. |
Tip: We assess eligibility, prepare documentation, file your application across multiple banks/portals, track progress, and coordinate disbursement.
Typical eligibility varies by scheme, but most programs expect the following.
Proprietorship, Partnership, LLP, Pvt Ltd, or registered MSME.
GST / Udyam / trade license or relevant approvals (as applicable).
Recent revenue/turnover or verifiable income documentation.
Clean repayment record with no material defaults.
Apply through recognized banks, NBFCs, or authorized partners.
